Latest Posts

Will You Outlive Your Income? How to be Certain You Won’t.

by Jared White on Feb 16, 2019

While our extended longevity should be greeted with gratitude for the possibility of enjoying a longer life with our grandchildren, many retirees are approaching it with trepidation, wondering if their hard earned assets will be sufficient to fulfill their vision of a good life for the rest of their life – however long it should last.

Sequence of Returns Risk is the Real Threat to Your Retirement Plan

by Jared White on Feb 15, 2019

Even as the stock market works its way to new highs, retirement savers, still shell-shocked from the extreme volatility of recent years, are slow to wade back into equities. Smaller investors tend to ignore the history that shows that the market eventually rewards those who can withstand the fluctuations and stay the course through the various market cycles.

Start Saving for Retirement Today

by Jared White on Feb 12, 2019

Time certainly goes by fast. One day you’re interviewing for your first job and the next thing you know you’re a few short years from applying for Social Security.

If you’ve planned for your retirement, you’ll likely have a good stash of funds saved.  But the unfortunate news is that according to the ​Insured Retirement Institute,​ 42 percent of baby boomers have nothing saved for retirement, and even those that have saved don’t have nearly enough to survive on.

Understanding Investment Risk

by Jared White on Feb 11, 2019

All investors – be they conservative, moderate or aggressive – need to understand that the level of returns they expect to generate is directly related to the amount of risk they are willing to assume – the higher the return, the higher the amount of risk one needs to take.

How Much Life Insurance is enough?

by Jared White on Feb 9, 2019

The fundamental question of how much life insurance to buy can only be answered when we know what it is exactly we are protecting. While its purpose is to protect your life, only you can determine what that might be worth to your family. Your vision of a “good life” for you and your family doesn’t usually go away after you’re gone.