Latest Posts

The Future of Online Banking is Here

by Jared White on Mar 21, 2019

Unquestionably, the Internet has changed everything, making our lives easier and more productive as we cruise at digital speed down the information highway. No other activity better exemplifies the transformation in our daily lives as does online banking which give us instant, and, with smart phone technology, around the clock access to most any service we require of our banks.

Rollovers Series - should I or should I not roll-over?

by Jared White on Mar 18, 2019

When you change jobs, everything you need to take with you can usually be packed neatly into a couple boxes for your move - everything except your employer-sponsored retirement plan. Of course, you will likely enroll in your new employer’s retirement plan, but the decision as to what to do with your existing 401k plan may not be all that clear.

Rollovers Series - should I or should I not roll-over?

by Jared White on Mar 18, 2019

When you change jobs, everything you need to take with you can usually be packed neatly into a couple boxes for your move - everything except your employer-sponsored retirement plan. Of course, you will likely enroll in your new employer’s retirement plan, but the decision as to what to do with your existing 401k plan may not be all that clear.

Managing Investment Risks

by Jared White on Mar 14, 2019

In my opinion, it is impossible to predict future stock market returns. Investment models can produce hypothetical returns but they can’t account for future events. So, in my opinion, investors who manage their investments based on market performance or what they perceive as opportunities for better returns have very little control over the outcome.

How to Control Your Debt

by Jared White on Mar 12, 2019

The one aspect of personal finance that most Americans share in common is debt accumulation. Average household credit card debt exceeds $7,000. But then, controlling debt becomes a truly subjective issue. Some people might think that having a few hundred dollars of debt is a major problem while others are can barely survive under the weight of their out-of-control debt.