Our Services

Thomas C. Paron, RFC: Principal of Compass Capital Management, a Registered Investment Advisor. He is also a registered representative and branch manager of Walnut Street Securities, Inc., a full service, national independent broker/dealer 

 

RETIREMENT PRODUCTS AND SERVICES  

403(b) Deferred Compensation
I.R.A. Roth, Traditional & S.E.P.
Profit Sharing & Money Purchase
401(k) Deferred Compensation
457 Deferred Compensation
Non-Qualified Tax Deferred Annuities
Teacher Retirement Counseling (state pension calculation)
Comprehensive Retirement Planning
Long-Term Care Planning (Partnership Certified)
Estate Planning*

STATE TEACHER RETIREMENT CONSULTING

If you are planning to retire this year, please call and request our State Teacher Retirement Services Brochure for your review. We have assisted thousands of educators over the years, assisting with the completion of state forms, including purchasing prior years of service and survivor options.

TRB Application Brochure

 INVESTMENT PRODUCTS AND SERVICES

Mutual Funds & Money Market Funds
Variable Annuities
Fixed Annuities
Tax-Managed or Tax-Efficient Investments
Tax Deferred Investments
College Savings Accounts (Section 529)
Brokerage & Fee Based Advisory Accounts

 * WSS does not provide tax or legal advice.  Please consult with your tax/legal professional before making any decisions.

 CLIENT SERVICE PROGRAMS

Financial Success Newsletter: is mailed to our clients and friends on a quarterly basis. Every issue is filled with ideas on how you can attain your personal financial goals. You can learn how to choose appropriate investments, reduce your taxes, and plan for your retirement.


Portfolio Review Letter: is mailed on a quarterly basis, providing every client who owns a mutual fund or variable annuity with an in-depth review of his or her individual holdings. We report your fund’s performance using Morningstar’s Principia Pro review. During our review, we recommend changes in an effort to improve your overall asset allocation. (Top 500 & Premier)


Annual Fixed Annuity Review: is provided for each annual (SPDA) annuity statement. We report your tax deferred accumulated interest and your new renewal interest rate.


Educators Portfolio Resource: is one of our services which allows each client access to over 2000 mutual funds from many well known fund families. This service allows our office to create an appropriate portfolio allocation and investment strategy based upon your stated objectives. In determining your recommended portfolio model we utilize various research sources, including Morningstar.


Increase Your Tax Savings Letter: is mailed to all employees of educational institutions who are participating in 403(b) deferred compensation agreements. This letter is mailed twice a year, encouraging participants to increase their pre-tax savings, following the time-tested financial strategy of “pay yourself first.” This letter is also used to keep participants informed of any tax law changes affecting elective limits.


Estate Planning & C.P.A. Referral Source: through our extensive network of legal and accounting professionals, we have compiled a list of recognized attorneys-estate planning and elder law as well as C.P.A. firms throughout-New York and Connecticut. These referrals are granted upon request.


Annual In-Person Review: is provided to all clients who require a one-on-one meeting, based upon any potential lifestyle changes (i.e. retirement, change in employer, relocation or marital change). More frequent meetings are always encouraged and granted upon request.